Job Summary:
Responsible for the Banque Misr Microfinance products in terms of maintaining existing clients and attracting new ones, ensuring target achievement and follow-up on repayment rates and credit quality.
Main Responsibilities:
1. Attract new clients and ensure that the target is reached.
2. Inquiring properly about clients before visits to have a good understanding of client’s reputation
3. Evaluating the client’s loan eligibility by analyzing their repayment capacity in light of their occupation, to avoid future delinquency and ensure regular installment payments.
3. Register the data of eligible clients in the system (core system)
4. Visit existing clients with overdue payments to ensure follow-up on their repayment status and update data and prepare the necessary report for the branch manager.
5. Performing an updated loan inquiry for the specified case to ensure accurate client status by amending or removing outdated records, incorporating new information, and verifying the guarantor’s data.
6. Follow up with clients on a monthly basis to ensure their commitment to repayments and identify any delinquency trends.
Job Requirements
• Experience: 0-3 years in banking services, Microfinance or direct sales preferably if Experienced
• University degree (Graduation year: from 2022 – 2025)
• Minimum graduation grade: Good
• English language proficiency
• Excellent command of PC skills especially (MS Office)
• Have good Soft Skills (Communication, Presentation, Negotiation, Problem-solving, Time management skills)
• Never been tested by Banque Misr
• No Relatives till 3rd degree
• All over Egypt:
-Upper Egypt Region (Beni Suef)
-Delta Region (El Qalubiyah, Monoufia, Damietta, Sharqiah, Behira, Gharbiyah, Dakahliyah, Fayoum)
-Canal Region (Ismailia, Suez, Portsaid)